Clay Motion

About Datacultr

Datacultr is a PaaS that allows consumer lending companies to significantly reduce their risk on 'New to Credit' customers. Datacultr allows the lender to give out unsecured loans, at a lower risk, by allowing borrowers to present their newly purchased or existing smartphones as collateral.

For the Unbanked & Underserved user, such loans that ride on Datacultrs technology begin their journey of building a robust credit score, enabling access to bigger loans in the future. Datacultr has combined technology with the basic financial service and created a simple and fair offering for those who need it the most.

Established by Neel Juriasingani and Sujoy Ghosh in 2016, Datacultr has a vision of empowering banks and other consumer lending companies, thus bringing more people under the umbrella of financial inclusion.

Datacultr is a part of Microsoft for Startups & Google Cloud for Startups. It is the winner of the prestigious Red Herring 2019 Top 100 Asia award and the Emerge 50, 2018 award, given by NASSCOM to India’s Most Innovative Top 50 Emerging Software Product Companies. The company has also been recognized by the Haryana Government for product excellence in 2019

The team consists of well-experienced members from the telecom and mobile OEM space, with a deep understanding of consumers in emerging markets, and have vast expertise in building scalable technology platforms and the platform is live across India, Bangladesh, Malaysia, and Africa.