Hiring CA || Credit Manager || Rajasthan
- Aavas Financiers
- 0 - 3 years
- Indore
- 4 years ago
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Job Description
Department: Credit
Designation: Credit Manager
Locations:
1. Indore (Madhaya Pradesh)
2. Jalore (Rajasthan)
3. Raisinghnagar (Rajasthan)
Qualification : Preferable CA
Key Roles and Responsibilities:
- Evaluation of Proposals put up for recommendation / approval as per credit policy.
- Customer visit and discussions to assess the loan requirement.
- Customer business and income assessment.
- Understanding the business thoroughly for self-employed non-professional profiles.
- Ascertaining and Validating the revenue streams and expenditure of the business.
- Should be able to see through the potential risks of the proposal.
- Should have ability to do due diligence without sufficient and formal documents / data.
- Files Checking as per Credit Policy.
- Risk Analysis related to case & Client.
- Maintaining quality of credit information, underwriting standards and presentation.
- PDD and Portfolio Management.
- Facilitate the development of clearly defined and updated policies & procedures for all credit risk management.
- Handling Disbursement officers for process.
- Accuracy of work and timeline adherence.
Desired Candidate Profile:
- Proven work experience in Credit underwriting of Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME/Mortgages)
- Understanding of local business and micro economy
- Keen understanding and focus on risk, controls, compliance and regulatory framework
- Strong analytical & communication skills (written & verbal)
- Ability to build, coach and mentor high performance oriented teams
- Should have good knowledge of Risk Related to Business.
- Good client servicing skills.
- Good financial analytical skills, communication skills.
Interested Candidate can share their resume on aa***********a@aa**s.in
Contact Person :
Aarushi
8306700***
Job Classification
Industry: BankingFunctional Area: Accounts, Finance, Tax, Company Secretary, Audit, Role Category: AccountsRole: AccountsEmployement Type: Full timeEducation
Under Graduation: Any GraduatePost Graduation: MBA/PGDM/PGDBM/PGDA/MMS in Any Specialization, ICWA/CMA in ICWA/CMA, CA in Any SpecializationDoctorate: Any Doctorate, Doctorate Not RequiredContact Details:
Company: avas Financiers LimitedAddress: 201-202,2ND FLOOR,SOUTH END SQUARE,MANSAROVER INDU, STRIAL AREA,JAIPUR, JAIPUR, Rajasthan, IndiaLocation(s): Indore
Keyskills: Loans Credit Underwriting Home Loans ICWA Credit Rating Credit Monitoring ICWA Inter Housing Cam Credit Appraisal Credit PD Mortgage Loans Lap Credit Assessment Credit Risk Analysis Ca
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