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Branch Credit Manager @ Array Management

Home > Risk / Underwriting

 Branch Credit Manager

Job Description

Roles and responsibilities:

  • Credit underwriting of LAP products
  • Credit Appraisal, Analyzing financial capability and repaying capacity of borrower on financial ground and analyzing Legal & Technical issues based on reports.
  • Evaluating the creditworthiness of potential customers.
  • Creating credit scoring models for risk assessments.
  • Approving and rejecting loans based on available data.
  • Calculating and setting loan interest rates.
  • Negotiating the terms of the loan with new clients.
  • Ensuring all loans and lending procedures comply with regulations.
  • Maintaining records of all company loans.
  • Monitoring loan payments and bad debts.
  • Reviewing and updating the company's credit policy.
  • Verifying all KYCs and financial of borrower and analyzing all property documents

Employement Category:

Employement Type: Full time
Industry: NBFC ( Non Banking Financial Services )
Role Category: Risk / Underwriting
Functional Area: Not Applicable
Role/Responsibilies: Branch Credit Manager

Contact Details:

Company: Array Management
Location(s): Multi-City, India

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Keyskills:   mortgage mortgage underwriting secured financing underwriting home equity mortgage loans lap property loan

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