Job Requirements Role/Job Title: Risk Lead-Personal Loan Business: Retail Banking Function/ Department: Risk Place of work: Mumbai Roles & Responsibilities: - Ensure that all requirements are fulfilled and risks are mitigated while delivering a high quality service to customers - Identify early warnings and internal controls of portfolio - Drafting and updating all policy documents for the business banking products in the bank - Ensure implementation of the policy to ensure high quality of the portfolio while meeting the target TAT - Employ tools such as automation to increase process efficiency - Collaborate with the respective teams to deliver rich analytics and data driven insights for the portfolios across through the door (TTD) metrics, credit metrics and collections metrics - Partner with credit underwriting teams, sales teams and product teams to understand market level developments and absorb market/portfolio feedback to proactively take policy actions - Ensure the successful adoption of internal compliances & regulatory framework across the business - Managing vendors who support risk processes Secondary Responsibilities: - Champion the adoption of high quality market intelligence and data analytics to meet the bank's growth and profitability objectives - Keep abreast with global market trends and competitor strategies in key markets - Spearhead initiative to reduce operational costs and drive strategies to increase profitability Managerial & Leadership Responsibilities: - Monitor key parameters on productivity, hiring quality and attrition rates and make necessary improvements - Champion IDFC First's customer first culture by driving the team to take up high degree servicing norms to ensure absolute customer delight - Attract and retain best-in-class talent for key roles in their reporting structure - Drive co-operation with the credit, technology, analytics and risk teams to ensure smooth functioning of business - Partner with Policies team to ensure all decisions are taken within the prescribed framework Key Success Metrics: Delinquency Metrics, NCL Metrics,
Employement Category:
Employement Type: Full timeIndustry: BFSIRole Category: Allied Health ServicesFunctional Area: Not SpecifiedRole/Responsibilies: Gold Loan Sales Manager Job In Idfc First Bank
Contact Details:
Company: Idfc First BankLocation(s): Vijayawada, Guntur