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Cards and Merchant Business Analyst @ Wipro

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 Cards and Merchant Business Analyst

Job Description

About The Role : 
  • Knowledge of Cards Issuing, Cards Management and Servicing, Merchant Acquiring Systems, Merchant Payment Gateway and/or the end-to-end cards processing from merchant / POS stand point
  • Ability to understand cards and merchant business process and requirements and translate into a functional requirement across a wide array of products and technologies.
  • Well versed with Transaction Authorization, Submission, Settlement, Reconciliation, Dispute and Chargeback
  • Strong knowledge of ISO8583 messages
  • Strong knowledge of EMV data processing Request and Response Cryptogram
  • Strong hold on Credit Card, Prepaid Cards processing
  • To undertake business analyst roles covering SDLC phases (requirements, specifications, test cases, and implementation) using AGILE methodology of delivery
  • Document and maintain EPICs, Use Stories, Functional Design, and System Specification
  • Liaising with business teams, colleagues, third party vendor(s) & partner systems to formulate detailed requirements.
  • Interpreting user requirements and produce detailed documentation (including processes) to be used to communicate to technical and test teams
  • Producing high-level and detailed impact assessments to inform estimated effort for work packages
  • Writing, analyzing & reviewing high level test scenarios
  • Involvement in analysis & investigation of Production defects and Testing issues raised during project life cycle
  • Ability to walk-through Business Operations team the detailed requirements and the technical design to showcase the solution
  • Required to encourage best practices in the development of solutions and ensure delivery of qualitative and cost-efficient system solutions
  • Expected to carry out knowledge sharing, and training activities where required Key Skills:
  • 15+ years of Issuing and Acquiring experience, having worked in Tier-1 IT organizations in BFSI domain for large cards ecosystem system implementation projects, EMV, payments gateway projects
  • Good understanding of the Cards systems and e2e flows for origination, underwriting, cards application processing, issuance, account management, disputes and chargeback, cards servicing etc.
  • Good understanding of the merchant systems and e2e flows for authorization, refund, stand-in, cancellation, partial approval etc.
  • Sound of understanding of payment formats such as ISO8583
  • Product Skills V+, ACI Acquirer Management System, Fiserv would be preferred
  • Ability to drive RFPs, provide solution, host practice initiatives, demonstrate practice credential during customer visits
  • Excellent communication skills with ability to lead domain discussions independently.
  • Proven ability to work with senior stakeholders and business sponsors and gain consensus and agreement
  • Job Classification

    Industry: IT Services & Consulting
    Functional Area / Department: Data Science & Analytics,
    Role Category: Business Intelligence & Analytics
    Role: Business Analyst
    Employement Type: Full time

    Contact Details:

    Company: Wipro
    Location(s): Bengaluru

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    Keyskills:   Business Analysis project management data analysis team management business analytics user stories sql tableau brd delivery management business consulting project delivery scrum agile requirement analysis project planning agile methodology jira

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