Home Loan Sales- RM/ SRM
- Paisabazaar
- 1 - 6 years
- Mumbai
- 2 months ago
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Job Description
Role & Responsibilities
Key Responsibilities:
1. Lead Conversion: Convert Home Loan and Mortgage leads into field appointments, ensuring a smooth transition throughout the process.
2. End-to-End Management: Oversee the entire process of converting Home Loan and Mortgage leads into loan disbursals, ensuring compliance with regulations and policies.
3. Relationship Management: Cultivate and maintain strong relationships with Banks and NBFCs, collaborating closely to streamline loan processing and resolve any issues promptly.
Job Role:
1. Experience Requirement: Candidates should possess a minimum of 1 year of experience in Home Loan.
2. Client Interaction: Meet with loan applicants to understand their requirements, collect necessary information, and guide them through the loan application process.
3. Loan File Analysis: Regularly analyze active loan files, identifying bottlenecks, and proposing solutions to expedite the loan approval process.
4. Contract Completion: Assist clients in completing loan contracts, ensuring thorough understanding of policies and regulations.
5. Financial Assessment: Conduct interviews with applicants to assess financial eligibility and establish feasible debt payment plans.
6. Record Management: Maintain accurate and updated account records, ensuring compliance with regulatory standards.
7. Application Submission: Submit loan applications to relevant institutions in a timely manner, adhering to all necessary protocols
8. Proposal Preparation: Prepare comprehensive loan proposals, highlighting key terms and conditions for clients' consideration.
9. Application Review: Evaluate loan applications, identifying deficiencies and providing clear explanations to applicants in case of rejection.
10. Issue Resolution: Address applicants' queries and concerns promptly, resolving any loan-related issues to ensure customer satisfaction.
Qualifications:
- Minimum 1+ year of experience in Home Loan and Mortgage operations.
- Strong interpersonal skills with the ability to effectively communicate with clients and stakeholders.
- Proficiency in analyzing financial data and interpreting complex loan documents.
- Detail-oriented approach with a focus on accuracy and compliance.
- Ability to work efficiently in a fast-paced environment, managing multiple tasks simultaneously.
- Knowledge of relevant laws and regulations governing the Home Loan and Mortgage industry.
- Bachelor's degree in Finance, Business Administration, or related field preferred. Kindly share your resume at -- mi*******l@pa********r.com
Job Classification
Industry: FinTech / PaymentsFunctional Area / Department: BFSI, Investments & TradingRole Category: Banking OperationsRole: Relationship ManagerEmployement Type: Full timeContact Details:
Company: PaisabazaarLocation(s): Mumbai
Keyskills: Housing Finance Secured Loan Home Loans Field Sales Open Market HL Loan Against Property Housing Loan DSA Mortgage Home Loan Sales Lap Disbursement
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