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Area Credit Manager - Self employed @ Bajaj Housing Finance

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 Area Credit Manager - Self employed

Job Description

Roles and Responsibilities

  • Conduct thorough credit assessments of borrowers to determine their creditworthiness.
  • Review financial statements, industry trends, and other relevant data to evaluate borrower credit risk.
  • Develop and maintain relationships with key stakeholders, including clients and internal teams.
  • Identify potential risks and develop strategies to mitigate them through effective communication with customers.
  • Ensure compliance with regulatory requirements and company policies.

Desired Candidate Profile

  • 1-6 years of experience in credit appraisal or related field (credit underwriting).
  • Strong understanding of home loan credit products and processes.
  • Excellent analytical skills for evaluating complex financial data.
  • Ability to work independently with minimal supervision while meeting deadlines.

Job Classification

Industry: NBFC
Functional Area / Department: Risk Management & Compliance
Role Category: Risk Management & Compliance - Other
Role: Risk Management & Compliance - Other
Employement Type: Full time

Contact Details:

Company: Bajaj Housing Finance
Location(s): Pune

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Keyskills:   Credit Credit Appraisal home loan credit Credit Underwriting Credit Assessment

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₹ -12 Lacs P.A

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Bajaj Housing Finance

Classified as an Upper-Layer NBFC by the RBI pursuant to Scale Based Regulations, Bajaj Housing Finance Limited (BHFL) is a subsidiary of Bajaj Finance Limited one of the most diversified NBFCs in the Indian market, catering to more than 92.09 million customers across the country. Headquartered i...