Senior Commercial Banking Portfolio Manager @ Wells Fargo

Wells Fargo is seeking a (Senior Commercial Banking Portfolio Manager). We believe in the power of working together because great ideas can come from anyone. Through collaboration, any employee can have an impact and make a difference for the entire company. Explore opportunities with us for a career in a supportive environment where you can learn and grow..

In this role, you will:

• Evaluate financial performance of companies / borrower / guarantor / commercial real estate asset class based on a variety of factors including past and current performance, management projections and market changes over the time period.
• This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity.
• Perform market research using various third party applications and compare performance of borrowing entity against market data to draw conclusion of overall performance.
• Determine appropriate risk rating, both qualitative and quantitative based on performance during the review time period and compare it against banks credit guidelines.
• Document and synthesize findings based on above mentioned reviews into a credit report which would be for presented to lending officers and / or approval committees.
• Quality check of work performed by junior team members and provide appropriate feedback on the same.
• Training & mentoring junior colleagues along with reviewing, checking & overseeing and undertaking workload planning as well.
• Understand the feedback received from the onshore team members and disseminate the same to the team.

Required Qualifications:

• 4+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics.
• Atleast 4+ years of overall commercial credit experience across diversified asset class (includes corporate entities and real estate asset class)
• Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance).
• Well versed with Discounted Cash Flow, Comparable Company, and Precedent Transaction analysis. Working experience with Moodys Risk Analytics would be a plus.
• Experience in assessing credit worthiness of borrower based on various qualitative and quantitative factors
• Excellent communication skills, with special focus on business writing skills for credit reports.
• Ability to read, comprehend and synthesize data regarding borrower performance / market related information from multiple sources into one prescribed template.
• Advanced excel skills would be a plus