Credit and Risk Analyst
- Fiserv
- 5 - 8 years
- Mumbai
- 2 months ago
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Job Description
Job Posting Title: Credit Risk Analyst
Location: Thane
What does a successful Candidate do at FISERV ?
- A self-starter, to perform tasks with autonomy and make decisions.
- An analytical mindset to learn and understand different business models and assess the potential risks
- Collaborate with internal and external stakeholders to drive the consensus on risk approach
What will you do:
- Credit Risk Analyst role is an APAC level role which will include markets like India, Australia, South East Asia (HK, Singapore, Malaysia)
- Perform credit analysis and underwriting for prospective accounts
- Review credit history to assess credit worthiness of new prospective clients. Ensures a balanced risk and revenue trade-off consistent with credit policy and loss target expectations.
- Apply credit risk guidelines, policies and procedures in letter and spirit. Also conduct periodic reassessment of the policies and procedures based on the industry trends and portfolio performance.
- Manage the existing key merchant/partner portfolio to analyse/mitigate potential risk on periodic basis.
- Monitor operational performance on accounts and make a real time decision with respect to the potential risk/mitigants on the relationships
- Investigations include the gathering of data from various sources & systems and interpreting the data to manage the risk.
What will you need to know:
- Ability to understand and evaluate financial statements comprehensively
- Ability to apply risk management concepts; collect and analyse exposure and loss data, respond efficiently and effectively to internal and external requests.
- A successful analyst must have the ability to work in a fast-paced environment, be able to make real time / accurate decisions and manage/mitigate potential risks in the portfolio
- Role needs good verbal and written communication skills to manage internal stake holders and external stake holders i.e. business team, legal team, compliance team and customers.
- Time management skills well as good negotiation ability is must.
What would be great to have:
- Background in payment industry or fintech company
- Data analytics
- Prior experience in risk management
Job Classification
Industry: FinTech / PaymentsFunctional Area / Department: Risk Management & ComplianceRole Category: Assessment / AdvisoryRole: Risk AnalystEmployement Type: Full timeContact Details:
Company: FiservLocation(s): Mumbai+ View Contact
Keyskills: Credit Analysis Credit Risk Management Credit Underwriting Credit Assessment Credit Risk Analysis Credit Risk Credit Evaluation
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