Cluster Business Manager - Secured & Unsecured Lending Business @ Muthoot FinCorp (MFL)

Job Description

• Company Name Muthoot Fincorp Limited
• Position / Designation Cluster Business Manager Secured & Unsecured Lending Business
• Grade MM4
• Employment Type All Employment Type Reporting to
• Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No of Reportees,
• Main Tasks & Areas of Responsibility Achievement of Budgeted Sales Volumes Build relevant Sales structuer for State/region Work with branches on necessary products& distribution to build the portfolio Achievement of cross sell targets Responsible for soft bucket collections and maintain the delinquency as per desired level Work closely with Credit & Risk departments on product on Product & process roll outs Adhere & roll out Audit compliance /requirement to Sales vertical Monthly/Annual Sales Volumes/Portfolio as per budget plan Responsible for metrics IRR, process fee & ATS 3 Drive cross sell initiatives like insurance , other products through the team as well as the branches
• Special Requirements (If any) Must have experience in Secured lending / unsecured lending business
• Job Location / State All States
• Compensation Band As per policy
• Entitlements As per policy
• Stake Holders MFL Staff, Group Company Staf
• Career Progression B
• Educational Qualification / Technical Certification Any UG/PG or MBA
• Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background LAP Sales & Distribution ( not mandatory) Managed BTL initiatves Channel and direct sales team experience Soft Collections experience in unsecured loans Team building& Training
• Communication Skills Excellent communication Skills English language fluency - both verbal and written
• Experience 10+years of overall experience
• Behavioral Competencies Team work Ability to work stretch/Multi-Tasking Environment Effective Communication ability at different levels Adaptable to complex Work environments& Organizational values Task master having a daily grind on Sales/revenue numbers
• Other Requirements (If any) -

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Rs 0 - 50K PM Rs 50K - 1 LPA Rs 1.0 - 1.5 LPA Rs 1.5 - 2.0 LPA Rs 2.0 - 2.5 LPA Rs 2.5 - 3.0 LPA Rs 3.0 - 3.5 LPA Rs 3.5 - 4.0 LPA Rs 4.0 - 4.5 LPA Rs 4.5 - 5.0 LPA Rs 5 - 6 LPA Rs 6 - 7 LPA Rs 7 - 8 LPA Rs 8 - 9 LPA Rs 9 - 10 LPA Rs 10 - 12 LPA Rs 12 - 14 LPA Rs 14 - 16 LPA Rs 16 - 18 LPA Rs 18 - 20 LPA Rs 20 - 22 LPA Rs 22 - 24 LPA Rs 24 - 26 LPA Rs 26 - 28 LPA Rs 28 - 30 LPA Rs 30 - 32 LPA Rs 32 - 34 LPA Rs 34 - 36 LPA Rs 36 - 38 LPA Rs 38 - 40 LPA Rs 40 - 42 LPA Rs 42 - 44 LPA Rs 44 - 46 LPA Rs 46 - 48 LPA Rs 48 - 50 LPA Rs 50 - 75 LPA Rs 75 Lakh - 1C PA Rs 1 Crore+ PA

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Keyskills:   Training Ticketing Sales Audit compliance loan sales Credit risk Management Budgeting Team building unsecured loans