Calculating covenants in line with facility agreements and providing detailed rationale for covenant
Met/Breach results
Performing Annual/Quarterly or Half yearly reviews small or medium connections:
Business Overview
Financial Analysis (Historical and Forecast) (Operating, Leverage Liquidity ratios)
Covenant performance
PD/LGD analysis
Verifying/Calculating compliance against bank transaction guidelines (DSC, FCCR, LTV, Interest cover, leverage etc.) or any other sector-based guideline
Analysts will join the Lending Services (Corporate and commercial banking) team at Evalueserve, supporting bankers in critical lending/credit processes across end to end lending journey such as follows:
Should have exposure ofworking on Moodys Credit Lens (mandatory)
Financials spreading (PL, BS and CF) on excel based model or lending platform along with key creditmetrics calculation
Performing PD/LGD spreading on risk rating platforms (Quantitative Qualitative Parameters)
Calculating covenants in line with facility agreements and providing detailed rationale for covenantMet/Breach results
Performing Annual/Quarterly or Half yearly reviews small or medium connections: Business Overview
Financial Analysis (Historical and Forecast) (Operating, Leverage Liquidity ratios)
Covenant performance PD/LGD analysis
Verifying/Calculating compliance against bank transaction guidelines (DSC, FCCR, LTV,
Interest cover, leverage etc.) or any other sector-based guideline
What were looking for:
Strong Accounting and financial skills
Understanding and experience of credit review or underwriting role is desirable
Experience on lending platforms or credit search platforms like Credit lens, nCino, Lexis/Nexis, Experian would be preferable Excellent interpersonal and ability to build strong team culture
Ability to ensure that tasks of team members are completed in a timely manner
Ability to practice attentive and active listening skills
Challenging current thinking by implementing new ways of working Strong Accounting and financial skills
Good MS Office Skills
Excellent Communication and interpersonal skills
Ability to ensure that tasks within areas of responsibility are completed in a timely manner
Ability to practice attentive and active listening skills
Ability to identify pro-active ways to contribute to firms goals mission
Challenging current thinking by implementing new ways of working
Bachelor's/Masters degree with a major in finance, economics, accounting or from a reputed institute with 3+ years experience in the similar profile
Keyskills: financial analysis analysts risk management visualforce lending report generation forecasting administration lexis ncino accounting epiphany sql apex excel salesforce economics underwriting java compliance lexis nexis finance communication skills