ALM Specialist
- Idfc First Bank
- 7 to 11 Yrs
- Maharashtra
- 4 days ago
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Job Description
- The ALM Specialist within the Retail Risk department is responsible for supervising the development of the bank's balance sheet with a focus on funding, liquidity, and capital, to assess liquidity risk exposure in alignment with established risk appetite. The key responsibilities of the role include: - Identifying, assessing, measuring, and monitoring risks related to ALM, such as interest rate, equity, foreign exchange, credit, and liquidity risks. - Providing recommendations, implementing, and updating ALM measurement and reporting metrics as outlined in the ALM framework. - Maintaining a clear understanding of the bank's Risk Management Policies associated with ALM, including investment policies, risk appetite, and stress testing, to support ALM requirements. - Collaborating with Financial Control to develop gap statements for liquidity and profit rate sensitivity, as well as regulatory submissions. - Developing liquidity contingency plans, evaluating ALM limits adequacy, and proposing liquidity risk appetite for management review and action. - Analyzing financial statistical data both quantitatively and qualitatively to inform decision-making processes. - Ensuring strict compliance with RBI and other regulatory guidelines. - Establishing an effective documentation system for storage and retrieval of information. - Overseeing the preparation of timely and accurate liquidity risk MIS statements and reports to meet bank and function requirements, policies, and standards. - Presenting insights, findings, and recommendations through reports and presentations to drive improvements. - Staying updated on the latest market intelligence, benchmarking against competitor banks" best practices, and sharing knowledge within the team. - Recommending process and policy enhancements across Retail Banking to enhance operational efficiencies and customer service quality. - Collaborating with internal stakeholders to leverage in-house synergies. - Fostering a collaborative learning environment and promoting collective ownership of responsibilities within the team. Educational Qualifications: - Graduate: Any - Post Graduate: Any Experience: - 7+ years of relevant experience,
Employement Category:
Employement Type: Full timeIndustry: BFSIRole Category: Not SpecifiedFunctional Area: Not SpecifiedRole/Responsibilies: ALM SpecialistContact Details:
Company: Idfc First BankLocation(s): Maharashtra+ View Contact
Keyskills: ALM Risk Management Liquidity Risk Financial Control Regulatory Guidelines MIS Reporting Market Intelligence Stress Testing
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About Capital First Limited: CFL is listed on BSE and NSE (Stock Code: CFL). The company provides Mortgage loans to SMEs against pledge of property, Gold Loans to retail customers, Consumer Durable Loans, Two wheeler loans, and senior secured Wholesale loans. During the last year the company expande...
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