Roles & Responsibilities:
Develop profitability models for products, segments, channels, and branches.
Create dashboards, reports, and presentations using BI tools to provide insights into business performance.
Explain product and function performance to senior management.
Analyze and comment on all business units, treasury, and support functions to identify performance improvement opportunities.
Support productivity and cost-saving initiatives.
Communicate financial and operational performance trends, both historical and forecasted, using appropriate metrics.
Evaluate past budgets and expenditures to develop future budgets.
Recommend improvements to senior management for cost reduction, revenue generation, and streamlined operations.
Collaborate with Functional Heads to build annual budgets and forecasts.
Present monthly/quarterly financial analysis and identify causes of unexpected variances.
Behavioural:
Analytical and strategic orientation
Positive and self-driven
Results-oriented with a focus on execution
Ability to work synergistically with cross-functional teams
Functional:
Knowledge of the mortgage business
Strong analytical skills, including the use of BI and reporting tools
Excellent quantitative abilities
Outstanding communication skills with the ability to build relationships
High level of commercial acumen
Competencies:
Negotiation skills
Interpersonal skills
Effective communication skills
Problem-solving skills
Team management
Advanced computer software skills, including writing macros in Excel and other accounting packages
Strong knowledge of accounting, IND-AS, and regulatory frameworks
Keyskills: financial modelling financial planning reporting tools business finance