Under Writers & Sr. Underwriters @ Personal Network

Job Description

• UNDER WRITERS & SR. UNDERWRITERS 

salary : 6 to 12 Lakhs
Key skills :  US mortgage
Qual. :- Graduates / BE 
Experience :- 2 to 7 Years
Job Location :- Chennai 
Notice Period :- 29DAYS 
SHIFT :- 6 PM to 4 am
Remuneration :- Upto 11 Lakhs

• Position Overview

Well versed with FNMA. FHLMC, knowledge of GNMA and investor
guidelines is an additional benefit
Should have good analytical and problem-solving skills
Should have decision-making skill when applying in business judgment
Evaluate complete loan documents and should provide approval or denial
decision
Complete review of credit report to verify trade lines, derogatory accounts,
public records and credit reconciliation
Thorough income calculation Salaried income, business income, retired
other income and rental income
Complete review of Collateral and property valuation
Assets verification include borrowers bank account statement, retirement
accounts, mutual funds and other investments.
Credit analysis based on borrowers Income, Asset, Liability and Collateral
(4C of Underwriting) to determine the credit worthiness of a customer
Validating and processing the Loan documents on behalf a Mortgage lender
organization.
Evaluating evidence of borrowers willingness and ability to repay the
obligation

• About you:

Minimum 2.5 years of Underwriting experience in US Mortgage.
Sound knowledge of US Residential mortgage
Exposure of Underwriting processes && guidelines.
Analysis and Calculation of qualifying     income from Salaried various tax
documents such as 1040s, Schedule E,  1120S, K1, transcripts, etc.

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Contact  TINNA @ hidden_mobile
Email Resume @ hidden_email

NOTE :- KINDLY FORWARD THIS TO ALL YOUR FRIENDS && GROUPS.
BEST WISHES - TEAM PERSONAL NETWORK

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Rs 0 - 50K PM Rs 50K - 1 LPA Rs 1.0 - 1.5 LPA Rs 1.5 - 2.0 LPA Rs 2.0 - 2.5 LPA Rs 2.5 - 3.0 LPA Rs 3.0 - 3.5 LPA Rs 3.5 - 4.0 LPA Rs 4.0 - 4.5 LPA Rs 4.5 - 5.0 LPA Rs 5 - 6 LPA Rs 6 - 7 LPA Rs 7 - 8 LPA Rs 8 - 9 LPA Rs 9 - 10 LPA Rs 10 - 12 LPA Rs 12 - 14 LPA Rs 14 - 16 LPA Rs 16 - 18 LPA Rs 18 - 20 LPA Rs 20 - 22 LPA Rs 22 - 24 LPA Rs 24 - 26 LPA Rs 26 - 28 LPA Rs 28 - 30 LPA Rs 30 - 32 LPA Rs 32 - 34 LPA Rs 34 - 36 LPA Rs 36 - 38 LPA Rs 38 - 40 LPA Rs 40 - 42 LPA Rs 42 - 44 LPA Rs 44 - 46 LPA Rs 46 - 48 LPA Rs 48 - 50 LPA Rs 50 - 75 LPA Rs 75 Lakh - 1C PA Rs 1 Crore+ PA

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Keyskills:   underwriting liability schedule asset business