Sales Manager-Gold Loan-Vijaywada-
- Idfc First Bank
- 1 - 4 years
- Vijayawada, Guntur
- 3 months ago
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Job Description
Job Purpose:
The role entails the responsibility of generating Gold loan business through different channels. It includes administering and training a team of DSTs to expand Gold loan business in that locality/branch.
Roles & Responsibilities:
- Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers.
- Existing liability customers are pitched for Gold loans.
- Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch.
- Fee Income should be Minimum 1% of total disbursals.
- Customer Follow ups to be done at regular intervals for timely renewal of cases so as to ensure Minimum renewal pending cases.
- Co-ordination with valuers to be done time to time basis.
- Ensure most of the customers are aligned to pay valuation charges as per product norms.
- Ensuring healthy collections with Nil FEMI/FPD and minimizing fresh flow in Bucket X.
- PSL (Priority sector lending) Tagging and should be aware about PSL norms.
- Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening.
- Conduct Marketing activities in the local market for generating NTB gold loan customers.
- Willingness to work extensively in the field and travel across the region on short notice.
- Carrying out ad-hoc activities as per the requirement of the department.
Job Classification
Industry: BankingFunctional Area / Department: Sales & Business DevelopmentRole Category: Retail & B2C SalesRole: Territory Sales Manager (B2C)Employement Type: Full timeContact Details:
Company: Idfc First BankLocation(s): Vijayawada, Guntur+ View Contact
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About Capital First Limited: CFL is listed on BSE and NSE (Stock Code: CFL). The company provides Mortgage loans to SMEs against pledge of property, Gold Loans to retail customers, Consumer Durable Loans, Two wheeler loans, and senior secured Wholesale loans. During the last year the company expande...
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