Product Innovation Manager
- Strektech Consultancy
- 4 to 8 Yrs
- Maharashtra
- 28 days ago
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Job Description
- Godrej Capital is a subsidiary of Godrej Industries and is the holding company for Godrej Housing finance & Godrej Finance. With a digital-first approach and a keen focus on customer-centric product innovation, Godrej Capital offers Home Loans, Loan Against Property, Property Loans, Business Loans and is positioned to diversify into other customer segments and launch new products. The company is focused on building a long-term, sustainable retail financial services business in India, anchored by Godrej Groups 125+year legacy of trust and excellence. Godrej Capital has a special focus on learning and capability development across its employee base and is committed to diversity, equity, and inclusion as a guiding principle. The organization has been consistently recognized as a Great Place to Work receiving certifications in 2022 and 2023. As it stands, Godrej Capital holds a spot among India's Top 50 Best Workplaces in BFSI 2023 and is also recognized as one of Indias Great Mid-Size Workplaces 2023. Beyond that, it has also had the honor of being named the Best Organization for Women by The Economic Times in both 2022 and 2023, and the Best Workplaces for Women by Great Place to Work in 2022 and in 2023. Seeking individual to define and own Digital Personal Loan Product roadmap across web and app by putting the customer at the core, leveraging AI, automation, and seamless digital first customer journey. Additionally, the role will also build and expand partnership integration stack for Unsecured Business Loans (BL) and Loan Against Property (LAP), enabling scalable, API-led collaboration with fintechs and lending partners. Key responsibilities Build & Launch Prime Digital Personal Loan: Create web and app-based journeys for Prime customers, integrating AI-led credit decisioning, personalization, and real-time approval mechanisms. Drive Innovation & Differentiation: Design features that elevate customer perception rewards, smart nudges, custom offers to make them feel truly prime. Partnership Product Stack Ownership: Collaborate with the partnership and tech team to build theproduct stack required for seamless B2B2C distribution, including LOS, LMS, and API layers. Customer-Centric Design: Use research, analytics, and feedback to refine journeys and remove friction, ensuring high NPS and strong conversion. Cross-Functional Execution: Work with credit, tech, operations, risk, and compliance to align product features with business goals and governance norms. Qualification & experience Education: o Bachelors degree in Computer Science, Engineering, or a related field and MBA preferred Experience: o 37 years in product management, preferably in personal loans, or embedded finance. o Hands-on experience in D2C and partnership stack integration o Strong understanding of credit policies, APIs, and end-to-end loan lifecycle Core Skills: o Deep knowledge of unsecured lending products(PL/BL/LAP) o Proven ability to operate in a matrix setup and influence without authority o Strong understanding of credit policies, APIs, and end-to-end loan lifecycle Technical & Functional Proficiency: o Familiarity with digital onboarding, AI-based decisioning, AA ecosystem, agile delivery, UI/UX best practices o Strong passion for digitization and customer-centric product design Why join us Build next-gen lending journeys for a trusted brand Be part of a forward-thinking product team thats building AI-led, digital-first capabilities with a strong focus on customer experience and efficiency. Work in a matrix environment that gives you visibility across credit, risk, tech, ops, and partnerships a true end-to-end ownership experience. Thrive in a setup where product has a seat at the table, backed by leadership committed to tech-driven growth.,
Employement Category:
Employement Type: Full timeIndustry: BFSIRole Category: Not SpecifiedFunctional Area: Not SpecifiedRole/Responsibilies: Product Innovation ManagerContact Details:
Company: Godrej CapitalLocation(s): Maharashtra+ View Contact
Keyskills: Product Management APIs
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