Junior Credit Analyst @ hiring client

Job Description

Role & responsibilities

Job Title Junior Credit Analyst

Position Overview: company is looking for an experienced Junior Credit Analyst to support the

Credit & Risk team in assessing and managing credit applications for commercial

real estate lending. The ideal candidate will have a strong foundation in financial

analysis, credit assessment, and risk evaluation, with experience working in the

NBFC or banking sector.

Sector: Financial Services

Location: Bangalore

Key

Responsibilities

Credit Evaluation: Conduct financial analysis, including cash flow

assessments and risk profiling of borrowers in the CRE sector.

Financial Due Diligence: Review balance sheets, P&L statements, and

creditworthiness of potential borrowers.

Portfolio Monitoring: Track loan performance, flag risks, and assist in credit

monitoring processes.

Reporting & Documentation: Prepare credit reports, risk assessments, and

internal presentations for senior management review.

Regulatory Compliance: Ensure adherence to internal policies and regulatory

guidelines for credit underwriting.

Stakeholder Coordination: Work closely with business teams, credit

committees, and external agencies for smooth credit evaluation.

Key Skill &

Qualifications

Education: CA, MBA (Finance), CFA, or equivalent.

Experience: 3 -5 years in credit risk assessment, financial analysis, and

loan structuring.

Technical Skills: Strong financial modeling, credit analysis, and proficiency

in MS Excel.

Analytical Expertise: Ability to assess financial risks, borrower credibility,

and loan structuring strategies.

Communication: Excellent report-writing and presentation skills.

Location: Bangalore-based candidate preferred.

Job Classification

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Rs 0 - 50K PM Rs 50K - 1 LPA Rs 1.0 - 1.5 LPA Rs 1.5 - 2.0 LPA Rs 2.0 - 2.5 LPA Rs 2.5 - 3.0 LPA Rs 3.0 - 3.5 LPA Rs 3.5 - 4.0 LPA Rs 4.0 - 4.5 LPA Rs 4.5 - 5.0 LPA Rs 5 - 6 LPA Rs 6 - 7 LPA Rs 7 - 8 LPA Rs 8 - 9 LPA Rs 9 - 10 LPA Rs 10 - 12 LPA Rs 12 - 14 LPA Rs 14 - 16 LPA Rs 16 - 18 LPA Rs 18 - 20 LPA Rs 20 - 22 LPA Rs 22 - 24 LPA Rs 24 - 26 LPA Rs 26 - 28 LPA Rs 28 - 30 LPA Rs 30 - 32 LPA Rs 32 - 34 LPA Rs 34 - 36 LPA Rs 36 - 38 LPA Rs 38 - 40 LPA Rs 40 - 42 LPA Rs 42 - 44 LPA Rs 44 - 46 LPA Rs 46 - 48 LPA Rs 48 - 50 LPA Rs 50 - 75 LPA Rs 75 Lakh - 1C PA Rs 1 Crore+ PA

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Keyskills:   credit analyst