Retail Consultant
- Kiya.ai
- 0 - 2 years
- Chennai
- 10 days ago
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Job Description
Position : Consultant Retail operation
Location : Chennai ( Prefer only chennai based profiles )
Role Overview
You will serve as a bridge between risk, credit, product, legal, IT, analytics, finance,
and vendor teamsensuring smooth delivery of retail credit or co-lending products.
Your work will be pivotal to processing, servicing, accounting, reporting,
and customertransactions while maintaining robust operational controls and stakeholder coordination.
Core Responsibilities
Design, review, and optimize operational workflows for co-lending and retail partnerships.
Manage end-to-end credit workflows and ensure seamless partner onboarding including UAT of credit filters.
Coordinate with legal teams and partners to draft, finalize, and execute loan documentation (e.g., sanction letters, agreements) and escrow arrangements.
Liaise with internal departmentsBusiness, Product, Credit, IT, Analytics, and Financeto align operations and resolve exceptions.
Collaborate with third-party vendors and originators for flawless co-lending execution, manage disbursal schedules, and meet TATs.
Conduct operational assessment, CTQ/CTP monitoring, internal audits, risk tracking, and continuous improvement.
Support business continuity planning and policy/SOP refinement.
Prepare operations/management reports and maintain high accuracy in documentation and archival.
Desired Qualifications & Experience
0 to 2 years (Consultant level) of experience in consulting, fintech, NBFCs, banksespecially in retail/co-lending/backoffice roles.
Strong process orientation with a keen eye for detail.
Solid understanding of financial products: retail loans, supply chain finance, co-lending models.
Familiarity with P&L, ratio analysis, balance sheet interpretation, revolving credit lines.
Comfortable liaising with legal and tech teams, and managing multi-stakeholder coordination.
Proficiency in MS Office, loan management systems (LMS), and general system UAT.
Soft Skills & Culture Fit
Excellent stakeholder communication, with high emotional intelligence.
Strong analytical, organizational, and planning capabilities.
Commercial awareness with ability to connect operations to P&L and risk frameworks.
Collaborative mindset aligned with Vivritis agile, founder-led, fast-paced culture.
Must Have :
Experience in NBFCs, banks, fintechs, or microfinancespecifically in retail lending, trade finance, supply chain financing, colending, or loan ops.
Job Classification
Industry: IT Services & ConsultingFunctional Area / Department: Customer Success, Service & OperationsRole Category: Operations SupportRole: Operations Support - OtherEmployement Type: Full timeContact Details:
Company: Kiya.aiLocation(s): Chennai
Keyskills: Retail Lending Co-lending Retail Operations Loan Servicing Loan Operations
Kiya.ai
About Us\n\nWe are AMS. AMS is a global total workforce solutions firm founded in 1996. We enable organizations to thrive in an age of constant change by building, reshaping, and optimizing workforces. We do this through talent acquisition and contingent workforce management, internal mobility and s...
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