Role & responsibilities
Job Description - Commercial Banking portfolio management.
Experience - 3 year to 8years.
Looking for candidates who can join in 1 month
Please share your cv at su************a@nl****h.com
-Evaluate financial performance of companies /borrower / guarantor / commercial real estate asset
class based on a variety of factors including past and current performance, management projections and
market changes over the period.
-This would include review of various financial statements, such as balance sheet, income statement,
cash flows, and statement of changes in equity.
- Perform market research using various third-party applications and compare performance of borrowing
entity against market data to draw conclusion of overall performance.
- Determine appropriate risk rating, both qualitative and quantitative based on performance during the review time period and compare it against bank's credit guidelines.
- Document and synthesize findings based on above mentioned reviews into a credit report which would be for presented to lending officers and / or approval committees.
- Quality check of work performed by junior team members and provide appropriate feedback on the
same.
- Training & mentoring junior colleagues along with reviewing, checking & overseeing and undertaking
workload planning as well.
- Understand the feedback received from the onshore team members and disseminate the same to the team.
- MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post-
graduation in Economics.
-overall commercial credit experience across diversified asset class (includes
corporate entities and real estate asset class).
- Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance).
-Knowledge of credit products like BLOC, Revolving credit facility, Auto Floor Plan line of credit, commercial mortgage, term facilities, subordinated notes etc.
- Working experience on credit lens, LoanIQ, Salesforce - nCino, scorecard models etc.
Please share your profile at su************a@nl****h.com
Keyskills: Financial spreading Portfolio Management Credit worthiness Credit Reporting Credit Risk Analysis commercial Lending Portfolio Analysis Credit Rating Credit Evaluation Report Writing
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